Make Homeownership Affordable. You can fix the housing crisis.

Residential Homestead Rights Act 2023

Top Ten Programs Promoting Fair Housing Rights that DON'T WORK!

Below is a list of programs and institutions that have a common purpose, "FAIR HOUSING ACCESS". 

The problem is that their success hasn't made it any easier to own a home. Our taxpayers are being bilked for billions of dollars to support these programs in getting low rents for renters. Imagine if homes where affordable and you paid off your home. NO MORTGAGES to deal with, only maintenance, upkeep, and hopefully lower taxes. When a crisis hit the family, they are not worried about eviction. If a homeowner decides to leverage their equity for a loan and defaults, then they are responsible and must depend on the renting programs.

As of my last knowledge update in January 2022, several programs and political movements advocate for fair housing rights in the USA. Keep in mind that the popularity and effectiveness of these programs may evolve over time. Here are ten initiatives that have historically focused on promoting fair housing rights:

1. Fair Housing Act (FHA): Enacted in 1968, the FHA is a federal law prohibiting housing discrimination based on race, color, religion, sex, national origin, disability, and familial status.

2. U.S. Department of Housing and Urban Development (HUD):** HUD is a federal agency that implements and enforces housing policies, including those related to fair housing. It provides resources, investigates complaints, and works to ensure equal housing opportunities.

3. National Fair Housing Alliance (NFHA): The NFHA is a non-profit organization focused on eliminating housing discrimination and promoting diverse, inclusive communities through education, advocacy, and enforcement.

4. Local Fair Housing Organizations: Numerous local organizations across the country, such as the Fair Housing Councils, work on the grassroots level to address housing discrimination, provide education, and support fair housing practices.

5. Housing Choice Voucher Program (Section 8): Administered by HUD, this program assists low-income individuals and families in securing affordable housing by subsidizing a portion of their rent.

6. Equal Rights Center (ERC): ERC is a non-profit organization that works to eliminate discrimination and promote equal access to housing and other services through advocacy, research, and education.

7. Homeownership Assistance Programs: Various government and non-profit programs provide financial assistance to make homeownership more accessible, particularly for marginalized communities.

8. Anti-Displacement and Gentrification Policies: Some local governments implement policies to prevent the displacement of residents due to gentrification, ensuring that housing development benefits existing communities.

9. Affirmatively Furthering Fair Housing (AFFH): AFFH is a policy designed to address housing disparities by requiring communities that receive federal funding to take proactive steps to reduce segregation and increase fair housing opportunities.

10. Community Reinvestment Act (CRA): Enacted to prevent redlining, the CRA encourages banks to meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

It's important to note that the landscape of fair housing initiatives may change, and new programs or movements may emerge. Stay informed about the latest developments in fair housing policies and advocacy efforts.

If we can get the support from each one of these programs, we can help them achieve their goals. If you know of anyone that works for any of these or similar programs, introduce them to this concept.

One out of Six homes sold to an institutional Investor

Original Article can be found here.

Investors Account for About One in Six U.S. Home Sales
Activity rose more than 15% in the second quarter compared to the first three months of 2021, according to Redfin


In Miami, about 24.2% of properties are purchased by investors.

U.S. residential real estate investment has nearly returned to pre-pandemic levels, according to a report Thursday from Redfin.

Investors, defined as institutions or businesses that purchase residential real estate, bought close to 68,000 properties in the second quarter, a 15.1% quarter-over-quarter increase, the report found. That’s the highest quarterly figure recorded since 2000, when the property portal began tracking the data. 

The number of sales more than doubled compared to the second quarter of 2020, when the Covid-19 pandemic severely curtailed sales, the data showed. 

Increased investor activity resulted in $48.5 billion worth of sales in the second quarter of 2021, according to the report. The total, an all-time high, rose from $38.9 billion the previous quarter and $20.9 billion in the same time period in 2020.

Investor interest has risen in spite of rising home prices, according to the report. They spent an average of $439,600 on properties, 23.7% higher than a year earlier.

“Investors see soaring home prices as an opportunity,” Sheharyar Bokhari, senior economist at Redfin, said in the report. “With housing values consistently on the rise, solid returns are pretty much guaranteed—especially when you’re an investor who has access to extremely cheap debt.”

Still, investor interest has not quite returned to pre-pandemic levels. About one in six homes, or 15.9%, were purchased by investors in the second quarter of 2021, compared to the 16.1% market share they had in the first quarter of 2020, Redfin found. 

In Phoenix, investments made up 24.5% of purchases in the second quarter of 2021, the highest of the 41 metro areas included in the report. Miami was second, with investors buying 24.2% of properties, followed by Atlanta, where 23.6% of residences were bought by an institution or business.


We will upload research studies and additional facts here in the near future.